1. Introduction

1.1. This Risk Disclosure Notice (“notice”) applies to https://nomotrade.com (the “Platform”), operated by Nomo Trade Limited, an International Business Company registered in Saint Lucia under number 2023-00509, with its registered office at Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, LC01 401, Saint Lucia (“we,” “us,” “nomo”).

1.2. Trading in CFDs, Forex, cryptocurrencies, and other financial instruments offered on the Platform is speculative, carries a high level of risk, and may not be suitable for all investors. You may lose part or all of your invested capital, and in some cases your losses may exceed your initial investment. Leverage can magnify both gains and losses.

1.3. Before trading, you should carefully consider your investment objectives, level of experience, and risk tolerance, and trade only with risk capital funds you can afford to lose without affecting your financial wellbeing. We recommend seeking independent financial advice if you are in any doubt about the risks involved. By opening an account with us, you confirm that you understand and accept these risks and that you are financially and mentally prepared to assume them.

1.4. This notice cannot disclose every risk associated with trading and should not be treated as investment advice or a recommendation to trade any instrument.

2. CFD Risk Disclosure

2.1. A Contract for Difference (CFD) is an agreement between two parties to exchange the difference between the opening and closing value of an underlying asset. CFDs allow you to speculate on price movements upward (long) or downward (short) without owning the underlying asset.

2.2. When the underlying asset is an equity, the CFD tracks its share price, but you hold no ownership rights in the underlying share including no voting rights.

2.3. You should not trade CFDs unless you fully understand their nature, the risks involved, and your potential exposure. If any part of this notice is unclear, seek independent legal or financial advice before making any trading decision.

2.4. In addition, you should be aware that:

• The value of any financial instrument can rise or fall, and may become worthless.

• Past performance is not indicative of future results.

• Trading may carry tax or other regulatory implications specific to your jurisdiction.

• Currency fluctuations may affect the value, price, or performance of instruments traded in a currency other than your base currency.

3. Risks Associated with CFD Trading

3.1. Leverage risk

CFDs are traded on margin, meaning a relatively small deposit controls a much larger position. This means even a small price movement in the underlying asset can have a disproportionate effect on your trade amplifying both gains and losses.

3.2. Gapping risk

Market volatility can cause prices to jump from one level to another without trading at intermediate levels (“gapping”), which may limit your ability to enter or exit at a desired price. Stop Loss Orders can help manage this risk but may not execute at the specified level during rapid price movements, news events, or market closures.

3.3. Margin and liquidation risk

You must maintain sufficient funds in your account to meet margin requirements at all times. If your account value falls towards the liquidation (close-out) level, your open positions may be closed automatically, in part or in full, to prevent further losses. Margin shortfalls can arise quickly as market prices move, and you may need to deposit additional funds promptly to keep a position open.

3.4. Risk of loss of funds and negative balance protection

Adverse market movements may result in the loss of your entire account balance. nomo applies negative balance protection through its margin and risk management systems, which are designed to ensure that your losses on retail trading accounts do not exceed your account balance. This protection depends on the proper functioning of those systems and the orderly operation of the market, and may not apply in cases of extreme volatility, gapping, or system or market disruption beyond our control.

3.5. No guarantee of profit

Neither nomo nor its representatives guarantee profit or protection from loss. You must have the financial capacity to bear the risks of CFD trading and absorb any resulting losses.

4. Forex Risk Disclosure

4.1. The risk of loss in foreign exchange (“Forex”) trading can be substantial. Before trading or authorizing someone to trade on your behalf, you should be aware that:

• Forex transactions do not take place on a regulated exchange, and your funds may not carry the same protections as funds used to margin exchange-traded contracts.

• If we become insolvent, your claim for deposited funds or profits may not be prioritized; you would rank as a general creditor alongside others.

• Even where client funds are segregated from our operating funds, this does not fully shield them from the claims of other creditors.

• The high leverage available in Forex trading can work for or against you and may result in significant losses.

4.2. This notice cannot cover every risk and material aspect of Forex trading. Further independent research is recommended before you trade.

5. Other Trading Risks

5.1. Internet and online trading risk

Trading through an internet-based execution system carries risks including hardware, software, and connectivity failures. nomo has no control over signal strength, routing, or the configuration and reliability of your equipment, and is not responsible for communication failures, distortions, or delays during online trading. We maintain backup systems and contingency plans to reduce the risk of system failure, and telephone trading remains available at all times.

5.2. Accuracy of information

Content on the Platform may change without notice and is provided to assist your independent investment decisions. While we take reasonable steps to ensure accuracy, we do not guarantee it and are not liable for loss arising from reliance on Platform content, inability to access the Platform, or delays or failures in transmitting instructions or notifications. You should independently verify information before relying on it.

6. General Risks

6.1. Market risk

The risk that the value of your investment falls due to changes in market factors such as prices, interest rates, exchange rates, or commodity prices, potentially resulting in partial or total loss of invested capital.

6.2. Systemic risk

The risk that the failure of one entity or market triggers a cascading impact across the broader financial system.

6.3. Technical risk

The risk of faults in the electronic systems used for trading, including equipment or software failures, which may lead to unexpected outcomes or losses.

6.4. Operational risk

The risk of loss resulting from human error in business operations.

6.5. Country risk

The risk that returns are affected by political instability, changes in government, legislation, or foreign policy in a relevant jurisdiction.

6.6. Interest rate and exchange rate risk

The risk that the value of an investment changes due to movements in interest rates, the yield curve, or exchange rates.

6.7. Regulatory risk

The risk that changes in law or regulation increase costs, alter the competitive landscape, or otherwise affect the value or viability of an investment. This risk is unpredictable and varies by instrument and market.

6.8. Cryptocurrency risk

Trading cryptocurrencies on margin carries substantial risk and may not be suitable for all investors. Crypto-assets can be highly volatile, are not backed by any government or central bank, and may be affected by regulatory developments specific to digital assets. As with other instruments, only trade with funds you can afford to lose.

6.9. Securities and stocks risk

Trading in stocks and other securities carries risks distinct from CFDs and Forex, including issuer-specific risk (the risk that an individual company’s performance, management decisions, or solvency affects share value) and market liquidity risk. Where you hold securities directly rather than via a CFD, your rights and protections including any ownership, dividend, or voting rights are governed by the terms applicable to that specific product and should be reviewed separately.

6.10. Third-party trader or agent risk

You may not authorize third parties to trade on your behalf or use your account. If you nonetheless choose to share your credentials with a third party, you are solely responsible for any resulting losses, disputes, or misuse. nomo only recognizes trades placed from your own account terminal and bears no responsibility for the privacy or conduct of any third-party trader or agent you engage.

6.11. Slippage risk

Stop Loss and Stop Limit Orders aim to limit losses but may not execute at the specified price during high volatility, news events, or abnormal market conditions. nomo is not liable for losses arising from such market conditions.

6.12. Trade execution risk

Trades executed from your account terminal cannot be cancelled or reversed once completed. You are responsible for verifying trade details including volume, instrument, and price before execution. Instructions are processed on a first-in-first-out basis.

6.13. Bankruptcy and insolvency risk

In the event of nomo’s insolvency, priority creditors will be paid first, and client funds will be distributed from remaining available funds. Protections for trades placed on the Platform differ from those available for exchange-traded products.

6.14. Trading strategies risk

Any trading strategy you use is at your own risk. Content on the Platform should not be relied upon as advice or a guarantee of outcome. Loss-limiting tools, such as Stop Loss Orders, may be rendered ineffective by market conditions or technical issues, and strategies combining multiple instruments may carry risk comparable to simple long or short positions.

7. Risks Beyond the Control of the Platform

7.1. You bear full responsibility for the following, on a non-exhaustive basis:

• Lack of familiarity with your trading terminal’s settings.

• Technical faults in your own hardware or software.

• Disclosure of your account credentials to any third party.

• Unauthorized third-party access to your personal email account.

• Delays in reading communications sent to your registered email address.

• Any other circumstances beyond the Platform’s control, including force majeure events.

7.2. nomo disclaims liability for loss or damage including loss of profit arising directly or indirectly from human error or technical issues outside our reasonable control, including failures of hardware, software, or internet connectivity affecting trade execution.